The Digital Credit Observatory (DCO) is an applied research network established to develop an evidence base on the delivery, impact, and regulation of digital credit products in
emerging markets
The DCO is supported by the Bill & Melinda Gates Foundation and managed by
the Center for Effective Global Action, headquartered at UC Berkeley
the Center for Effective Global Action, headquartered at UC Berkeley
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Front cover photo credit: © Simone D. McCourtie / World Bank